Van life, negative equity and civil liberty. Joining the dots on non-obvious trends
room44 takes a sideways look at non-obvious trends currently developing and asks; who does this affect?
Chapter 1: Challenging questions:
- Politics in the UK.
- Cladding and negative equity.
- Interested party pacts.
Listening and watching news in June 2021 it feels as if life is good.
The UK is emerging from a year of COVID-19 lockdown, the summer is coming, pubs and restaurants are re-opening, the Conservatives have just had a landslide victory in local elections, with the implication that consistency at the top is what the UK wants. In the UK, at least, if we believe the news media COVID-19 might be a manageable problem.
Hooray, let’s go to the pub… and most of us did.
Then the hangover happened and with the cold light of day questions emerged.
To be honest, what you’re about to read is snapshot of what I’ve read, heard and seen since the euphoria of meeting people socially – and maybe you can help me join some dots together.
Politics in the UK.
The UK is one party state.
The UK is gradually regressing into its constituent parts. When Scotland votes to leave the union it’ll only take Cornwall and Yorkshire to declare independence for the everyone here to need a passport to drive from one end to the other.
Objectively, while the majority of the UK, apparently, all vote for the same political party, the place is pulling itself apart which seems a bit contrary to reason.
As a competent alternative to conservative rule, the Labour party has spent more than enough time kicking itself to death and has given us with great example of a brand failing to change with its audience. Becoming less relevant, they entered the last general and local elections without realising that ‘Labour’ is a moniker rooted in a forgotten era of industry and collective bargaining. Those days have gone and the red flag flies now over people who don’t remember what it meant.
Will Labour do the work needed to reinstate itself as a serious government candidate before the next election (and probably the one after that too)? No. Of course it won’t and so the electorate can look forward to an uncontested parliament for another decade.
With best will in the world, for Greens, Liberals or anyone else to make a serious dent in the UK Tory power base, something fundamental has to change. The signs are that they won’t despite the massive vote-winning assistance potentially offered by the biggest and most obvious crisis ever to emerge across the world – global climate change.
Cladding and negative equity.
We live in an odd period of history for all kinds of reasons. There’s always one reason or another but this particular moment in time has us sliding towards more central control, less freedom of movement, more censorship, less liberty…
Part of the conditioning that we in the UK are subject to is that home ownership is the pinnacle of achievement.
If you’ve never done this, try applying for credit and tick the ‘not a home-owner’ box and see what happens. If you want to know what it feels like to be treated like a second-class citizen this is a good way to start.
So keen are we to own property that some of us opt to buy a lease. Today, what happens when that property is found to be a serious threat to your life, because the structure of the place is significantly flammable, is a travesty.
You may need to research this but here are the bones of the issue. In the wake of the Grenfell Tower disaster it has been found that many properties of the same kind are at the same risk of fire.
Understandably, until the guilty cladding is replaced these properties have little or no value on the property market.
It’s a complicated area of law but the bottom line (in my mind) is that freeholders appear to be able to pass the cost of refurbishment on to leaseholders which, in most cases, far exceeds the leaseholders’ ability to pay.
So, despite buying a lease in good faith that the home is safe and fit for purpose, it transpires that when it is found not to be, the purchaser is liable. Caveat emptor to say the least and stalemate.
It isn’t the first time the ‘little guy’ gets the rough end of the stick or that politicking is used to wiggle out of paying for mistakes made in the past. Unfortunately, in a period when the country has to stay at home through an imposed lockdown, those people who already felt unsafe, also have this extra concern for their personal safety.
Threats to van life.
In a property market that already excludes a huge tranche of people, young and older, in the UK because of the consistent rise in house values well beyond inflation rates; and in the face of doubts over the safety of some more affordable options, people are turning to alternative living arrangements.
There’s a real buzz around tiny living and van life, at the moment. It sounds romantic – and can be, but there’s a threat to this non-conformist trend that needs understanding.
To want to live in a van takes some level of dissatisfaction with traditional arrangements – or an inability to be able to afford rents or mortgages – or a rejection of the price of doing so. I’ve got a mortgage and sometimes I wonder if it’s a good decision to keep it going.
Some say that when everything is counted, the capital gain from owning a house over the life of a mortgage do much more than match the outlay. Anyhow, If you live in a van and enjoy that way of life, good luck to you.
However, our conditioning is so strong that when a van parks up on your street there’s a temptation to be wary. The Lady in the Van movie made suburbanites wonder what they’d do in that situation and regular press coverage of alleged traveller misdemeanours could be behind another governmental move to restrict the liberty of an ‘alternative’ lifestyle.
A bill has been in development and on Tuesday 16th March, 2021 the UK government held the second vote in parliament for the new Police, Crime, Sentencing and Courts Bill*.
MP’s voted in favour by a majority, and the bill now goes to the committee stage, followed by the House of Lords before it becomes enshrined in law.
What is it?
This law enhances the Police’s power to confiscate the property of, particularly, van dwellers if they suspect that the occupiers may commit a crime in the future. The confiscated property can be kept for an indeterminate period.
So, we have a government supporting the removal of homes from people who have no other shelter, on the basis of nothing more than a potential complaint from another citizen and/or the suspicion that they may commit a crime someday.
Add this new law to existing wide-ranging surveillance, number plate recognition, banking and insurance monitoring networks and, even before facial recognition really finds its feet in the UK and we have a serious and insidious control of our civil liberty building in the background.
As a user base we’ve already given up our personal data to our mobile phone networks and we know our online footprints are regularly monitored so, it’s no real wonder that some of us are trying to find a bit of off-line space to live in.
News media and party pacts.
If you read and consume the same media as I do, we’ll probably have a similar view of the world. If you don’t, we won’t.
This is the reason I founded room44; to offer company teams different views of markets and market influences to reveal opportunities, not otherwise apparent.
It has always been the responsibility of the individual to search out your truth. You can doi this by consuming content from different media outlets that have different biases: political, commercial, cause or whatever.
So, a supposedly unbiased and independent media outlet is a good thing to know about.
Here, in the UK, it is widely believed that the BBC is that body but…
Where some stories get coverage, less headline-worthy items such as Police, Crime, Sentencing and Courts Bill would, seem to get less. Personally, I can’t remember ever seeing it mentioned and I, for one, wonder why?
Media has always been available to support any specific idea/notion/belief and today is no different – except the number of outlets is huge, making it easier than ever to find validation of any and every idea with a few clicks on a keypad.
Consequently, people in business can avoid reading the other side of the argument with zero effort and so, a balanced opinion becomes less easy to arrive at.
The unofficial contract that is said to exist between the establishment and media outlets controls what is published on a daily basis. Media briefings have the effect of pushing content creators in specific directions. Effectively, this controls what news we are fed every morning.
While social platforms have made it easier to avoid only seeing propaganda published by ‘interested parties’, the establishment has got better at managing the news agenda which can be seen in action every day with the focus swinging from more contentious issues to more palatable ones without much logic.
Taking a consumer view of the factors, such as those described above, and making connections between them can be useful in informing your product strategy.
For example, consumers buying vans for conversion, camping equipment, hardware and conversion services, solar panels etc all buy their products from someone.
Camping space that closes for the winter are seeing year-round demand.
The companies that sell these products may want to look at the potential for the impact of new laws to affect what they sell and who they sell to.
It bears some monitoring. To be continued.
Future thinking. Future proofing. It’s what we do.
- The Bill contains enhanced police powers to deal with public order and wider offences and increased sentences for breaching conditions imposed on assemblies and processions by the police. These proposals have significant implications for the right to protest, an aspect of the rights to free speech and free assembly.
- The Bill contains a new offence targeted at persons residing on land without permission, coupled with powers to seize property. These have implications for the right to respect for the home and the right to peaceful enjoyment of possessions, of both the landowner and the resident, and may have a disproportionate impact on particular ethnic groups.
- The right to respect for private life is engaged by the Bill’s proposed power to extract information from electronic devices.
- The Bill also proposes a number of changes to sentencing, including extending the use of ‘whole life orders’ and altering sentencing for children and young people, with ramifications for the right to liberty and the rights of victims. Changes to community sentences also give rise to concerns about respect for private life and the home.
[author] [author_image timthumb=’on’][/author_image] [author_info]room44’s data-driven approach reveals hidden trends and new opportunities to help you create high-performing, sustainable product strategies. The result? A strategic vision that is actionable in the short, medium and longer term – increasing revenue, promoting growth and encouraging brand tenacity.[/author_info] [/author]